Q: It seems that owning your own home makes you more attractive to insurers. What coverage does TW offer to renters?

A: TW knows that your home is your castle, whether you own or rent. It is also the repository for your personal possessions. TW provides homeowners’ coverage for renters who live in houses, apartments and mobile homes. That includes personal possessions, liability and additional living expenses you may need if your home is no longer available. TW also offers coverage for business rentals and tenant-occupied farms.

Did You Know?

In dealing with claims, TW relies on a network of adjusters with Chief Claims Officer Dave Schweitzer at the helm. Schweitzer says there were about 2,200 claims between TW and Keystone National Insurance Company in the previous year, with in-house adjusters handling about 58 percent of them. The rest are handled by independents, a number of whom have draft authority of up to $5,000 for quick payment of damages.