Q: I live in a mobile home and have noticed that insurance agents are not exactly knocking down my door to sell me a policy. What is TW’s philosophy on covering mobile homes?

A: TW considers mobile homes, despite representing a distinct minority of housing units, a significant market under our homeowners’ insurance. We do pay attention to pride of ownership and, as is the case with other homes, we’ll cover not only the primary residence, but other structures on the premises and your personal possessions. If you cannot live in the home due to damage or destruction, we can also help you with additional living expenses.

Did You Know?

Hurricane Matthew in 2016 caused total overall economic losses estimated to be as high as $15 billion, with insured losses estimated at $4.5 billion. The vast majority of these losses were incurred in the United States, where economic losses exceeded $10 billion. The private insurance industry and the National Flood Insurance Program (NFIP) paid out nearly $4 billion in claims. Haiti, the Bahamas, Canada and Cuba also sustained heavy economic damage from the cycle.