Q: I know insurance covers people and property, but what do you mean by special event coverage?

A: This is what is known as Specialty Insurance. TW covers seasonal businesses like food booths at county fairs or arts festivals under the specialty insurance program. It may cover your sportsman’s club where you gather with fellow members during hunting season. It also covers special occasions like wedding receptions for damages and liability.

Did You Know?

Insurance companies paid out more than $40 billion to the victims of Hurricane Katrina of August 2005, according to the Insurance Institute of America.